How UPI Works for Merchants in India

Deep dive into UPI processing for Indian merchants — limits, clean-traffic scaling, and the KOI approach.

Use the KOI calculator to model monthly earnings from your deposit and expected daily volume.

Earn 3% on every incoming UPI transaction you process.

Earn 1% on outgoing settlements — stackable with pay-in volume.

Start with 2,000 USDT. No KYC. Scale at your own pace.

Start earning with KOI

Join a growing network of P2P partners. Stable volume, competitive rates, 24/7 support.