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May 4, 2026 · 7 min read

P2P Payment Processing in India: Complete Beginner Guide

Step-by-step beginner guide to P2P payment processing in India. How to register, deposit, process shifts, and earn commissions with UPI.

Estimate your own numbers

Use the KOI calculator to model monthly earnings from your deposit and expected daily volume.

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3%

Pay-In Commission

Earn 3% on every incoming UPI transaction you process.

1%

Pay-Out Commission

Earn 1% on outgoing settlements — stackable with pay-in volume.

2k

Min. Deposit USDT

Start with 2,000 USDT. No KYC. Scale at your own pace.

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Start earning with KOI

Join a growing network of P2P partners. Stable volume, competitive rates, 24/7 support.